The Union Budget 2025-26 has introduced several tax benefits and financial schemes aimed at empowering women and ensuring a secure future for girl children.
Whether you’re a working woman looking for tax relief or a parent planning for your daughter’s future, these changes could bring significant financial advantages.
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Let’s explore the key benefits of the new tax regime for women and girls in India.
1. Higher Tax Exemption for Women
Good news for working women! Under the new tax regime, the basic exemption limit has been increased to ₹3,00,000 for individuals below 60 years. Additionally, salaried individuals can claim a standard deduction of ₹75,000, reducing their taxable income.
This means more savings and higher take-home pay, helping women invest in their future and achieve financial independence.
2. Sukanya Samriddhi Yojana (SSY) – Secure Your Daughter’s Future
If you’re a parent of a girl child, the Sukanya Samriddhi Yojana (SSY) remains one of the best investment options. This government-backed savings scheme offers attractive interest rates and tax-free returns.
Why should you invest in SSY?
✔ Higher Interest Rates – Typically higher than other savings schemes.
✔ Tax Benefits – Deposits, interest, and withdrawals are tax-free under Section 80C.
✔ Long-Term Security – The maturity amount helps fund your daughter’s education or marriage.
You can open an SSY account before your daughter turns 10, ensuring a strong financial foundation for her future.
3. Increased Budget for Women & Child Development Programs
The government has allocated an additional ₹3,700 crore for various women and child development initiatives, including:
POSHAN 2.0 (₹21,960 crore) – A nutrition scheme to support the health of women and children.
Mission Shakti – Programs focusing on women’s empowerment.
Mission Vatsalya – Aimed at child welfare and protection.
These investments ensure better healthcare, education, and safety for women and children across the country.
Final Thoughts: A Step Towards Financial Empowerment
The New Tax Regime 2025 offers significant advantages for women and parents of girl children. Whether through higher tax savings, investment opportunities like SSY, or increased government funding for welfare programs, these measures aim to create a financially stronger and more secure future.
If you’re a woman or a parent, now is the perfect time to re-evaluate your finances and make the most of these benefits!
Do you find these changes beneficial? Share your thoughts in the comments!
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